Last Updated: 6 August 2025 Thank you for shopping with us. This Payment Policy explains the methods we accept, how payments are processed, and important information to ensure a smooth purchase experience. 1. Accepted Payment Methods We accept the following payment options: Credit/Debit Cards – Visa, MasterCard, American Express, RuPay UPI & Mobile Wallets – Google Pay, PhonePe, Paytm, Amazon Pay Net Banking – All major Indian banks Cash on Delivery (COD) – Available for selected pin codes only 2. Payment Processing All payments are processed securely through our trusted payment gateway partners. We do not store any credit card, debit card, or banking details on our servers. For prepaid orders, your payment will be charged immediately upon checkout. 3. Currency All prices listed on our website are in Indian Rupees (₹) and inclusive of all applicable taxes. 4. Cash on Delivery (COD) COD is subject to availability based on your delivery location. Additional COD handling charges may apply. Orders placed with COD may require phone or email confirmation before dispatch. 5. Failed or Declined Transactions If your transaction fails but the amount is deducted from your account, please contact us at info@perfolab.io or call +91 98765 43210 with your payment reference number. Refunds for failed transactions are usually processed within 5–7 business days. 6. Fraud Prevention We reserve the right to cancel orders that are flagged for suspected fraud or payment issues. In such cases, any amount charged will be refunded to the original payment method. 7. Contact Us If you have any questions about our payment process, please reach out: 📧 info@parfolab.io 📞 +91 98765 43210